From the Desk of Shanon Davis, CEO — American Alternative Assets
I was sitting at my desk yesterday morning, coffee in hand, reading the Fed minutes like I do every time they drop. And you know what? I almost spit out my coffee.
Several Federal Reserve officials — the people who literally control the money supply — said they’d be open to raising interest rates. Not cutting them. Raising them. After everything we’ve been through the last few years.
Now look, I’m not here to bash the Fed. That’s too easy. What I am here to do is tell you what this actually means for regular Americans trying to protect their retirement.
Here’s the deal: rates are sitting at 3.5 to 3.75 percent. Inflation is still above their 2% target. And the officials in charge can’t even agree on which direction to go next. Some want to raise. Some want to hold. Nobody’s cutting.
You know what that is? That’s uncertainty. And uncertainty is the worst thing for someone living on a fixed income.
Think about it this way. Your Social Security went up 2.8% this year. Sounds okay, right? But your grocery bill went up more than that. Your insurance went up more than that. Your prescriptions went up more than that. So you’re actually falling behind — every single month — and nobody in Washington is talking about it.
I call this the government’s silent tax. It’s not on your tax return. Congress didn’t vote on it. But it takes money out of your pocket just the same. Inflation is the one tax that hits retirees the hardest because you can’t just go get a raise to keep up.
Here’s what gets me: it’s not that hard to protect yourself from this. People have been using precious metals to preserve wealth for literally thousands of years. Gold doesn’t care what the Fed decides. Silver doesn’t watch CNBC. These assets do one thing really well — they hold their value when the dollar doesn’t.
But you’ve got to get educated first. Don’t just take my word for it. Don’t take the Fed’s word for it either, apparently. Read the facts. Understand your options. Then make your own decision.
We put together a guide called Government’s Silent Tax that breaks all of this down in plain English. No jargon. No pressure. Just the information you need to make a smart choice.
Got questions? Give us a call. Get educated. Then decide for yourself.
📞 (800) 621-8160
