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Annuity Trap Calculator

Are You Locked in a Wealth-Destroying Contract?

While insurance companies collect billions in fees, millions of retirees are trapped in annuities that quietly destroy their purchasing power. Most have no idea how much wealth they’re actually losing.
Calculate My Annuity Risk Now

The Insurance Industry's $2.7 Trillion Secret

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They’re making record profits while your “guaranteed” income loses buying power every single year. What are they not telling you about surrender charges, hidden fees, and inflation erosion?
GET MY FREE ANNUITY ANALYSIS
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American Alternative Assets is committed to protecting and respecting your privacy, and we’ll only use your personal information to administer your account and to provide the products and services you requested from us. From time to time, we would like to contact you about our products and services, as well as other content that may be of interest to you. If you consent to us contacting you for this purpose, please tick below to say how you would like us to contact you:
You can unsubscribe from these communications at any time. For more information on how to unsubscribe, our privacy practices, and how we are committed to protecting and respecting your privacy, please review our Privacy Policy. By clicking submit below, you consent to allow American Alternative Assets to store and process the personal information submitted above to provide you the content requested.

TAKE THE 60-SECOND ANNUITY TRAP TEST

Discover exactly how much your annuity contract is costing you and what you could have instead.

Our free calculator reveals:

  • Your True Return Rate: What you’re really earning after all fees and inflation
  • Your Surrender Penalty: How much it costs to escape your contract today
  • Your Liquidity Score: How trapped your money actually is
  • Your Wealth Comparison: What you could have with better alternatives
  • Your Exit Strategy: Simple steps to protect your retirement
CALCULATE MY
ANNUITY TRAP SCORE NOW

THE WARNING SIGNS ARE HIDING IN PLAIN SIGHT

Inflation Erosion

Your "guaranteed" 4% return becomes -1% after real inflation

Fee Hemorrhaging

Annual charges of 2-4% are quietly draining your principal

Liquidity Prison

Surrender charges keep your money locked up for 7-15 years

Company Risk

Your annuity is only as safe as the insurance company behind it

Death Benefit Disaster

Your family may inherit nothing when you pass away

These aren’t scare tactics. These are the mathematical realities of annuity contracts.

WHAT HAPPENS WHEN YOUR ANNUITY TRAP SPRINGS SHUT?

Throughout history, “guaranteed” contracts have failed when people needed them most. The results are always predictable:
  • Purchasing Power Vanishes: Your fixed payments buy less every year
  • Emergency Access Denied: Medical crises meet 10% surrender penalties
  • Inheritance Evaporates: Your life’s work stays with the insurance company
  • Inflation Wins: Rising costs outpace your locked-in returns
The difference this time? You can see the numbers before it’s too late.

THE CALCULATOR THAT'S WAKING UP AMERICA

Our proprietary Annuity Trap Calculator uses real contract data and historical performance to show you:
  • Your Personal Loss Rate: How much wealth your specific annuity is destroying
  • Your True Opportunity Cost: What you’re missing with better alternatives
  • Your Escape Timeline: When breaking free makes financial sense
  • Your Protection Plan: How to shield your retirement from annuity traps

No insurance sales pitch. No confusing projections. Just honest math about your money.

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GET MY FREE ANNUITY ANALYSIS

KNOWLEDGE IS FINANCIAL FREEDOM

This free tool was created to help Americans see through the insurance industry’s marketing and understand what their annuity contracts are really costing them.

No cost and no obligation – just valuable information that could save you hundreds of thousands in retirement.

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Don’t stay trapped in a wealth-destroying contract. Calculate your annuity risk now while this free tool is still available.
GET MY FREE ANNUITY ANALYSIS

This educational tool is provided as a free public service. No purchase necessary.

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Get Your FREE Guide

American Alternative Assets is committed to protecting and respecting your privacy, and we’ll only use your personal information to administer your account and to provide the products and services you requested from us. From time to time, we would like to contact you about our products and services, as well as other content that may be of interest to you. If you consent to us contacting you for this purpose, please tick below to say how you would like us to contact you:
You can unsubscribe from these communications at any time. For more information on how to unsubscribe, our privacy practices, and how we are committed to protecting and respecting your privacy, please review our Privacy Policy. By clicking submit below, you consent to allow American Alternative Assets to store and process the personal information submitted above to provide you the content requested.

Continuous Customer Support

Benefit from our continuous customer support and expert advice, helping you prosper by making informed investment decisions. At American Alternative Assets, we pride ourselves on delivering exceptional service and support for your Gold IRA. As the leading retailer of gold and silver in the nation, we have established a reputation for excellence. With an A+ Rating from the BBB and a stellar 5-Star Rating on Trustpilot, backed by thousands of glowing reviews, our commitment to customer satisfaction is unrivaled.
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